Financial complications are common in life and they are frequent too. If every time you feel bad and depressed when they come then sorry but you need to change the habit. Yes, it actually becomes a habit and closes your mind making it unable to think on the actual solutions. Many people in the world are financially frustrated and they are not happy with their lives.
Several reasons can make you understand that it is not required to feel so bad about money mess.
Finance is a part of life but not the life in totality
The materialistic life that we are living nowadays is so much money driven that nothing seems more important than that. When you focus so much on one thing, it becomes impossible to see the other aspects that are beautiful. Perhaps, if you spend a little time with the near and dear ones, you realise that the stress was not as big as you were taking it. Or maybe while investing your Sunday for your passion for painting, some sudden solution to a financial problem may strike to your mind.
Look towards other things, there are concerns that are much bigger than the financial concerns. If the last month budget didn’t go according to the plan and some scarcity occurred then it may make you feel worried. But, if since last 3 months you haven’t indulged in a peaceful conversation with your partner then that is a bigger worry. No stress should come in relations. In place of giving importance to only money or money matters, find some time for other small but significant things. It helps you stay balanced in finances too as a stress-free mind that admires other things in life, perform better in money management.
Art of prioritisation can solve big problems
Not knowing what is important at a certain time is a big reason of financial worries. Most of the time, people fail to prioritise their expenses. Sometimes problems become monstrous due to our own silly habits. Why not make a list of obligations and then pay, you need to know and acknowledge the financial capacity. It tells you how to cut the dress according to the cloth.
Another important aspect of financial prioritisation is, taking an obligation only if it is bearable. For instance, loans serve to our varied needs and they are nowadays available online. The speedy procedures and easy reach make them even more magnetic. Just look at the 12 month payday loans by direct lenders. These loans are so fast that the approval decision comes in just 30 seconds and fund disbursement happens in only 10 minutes. This stimulates the urge to borrow funds for every small need. In fact, you fail to differentiate between need and desire. As a result, you get so many instalments of so many loans and your monthly budget feels suffocated. Don’t do this and avoid obligations as much as possible.
Nothing is permanent, not even financial problems
To live practical life with ease, seldom it becomes necessary to rely on philosophy. Since childhood, you know the fact that ‘nothing is permanent in life’. Why not pair it with financial problems too? No matter how huge the problems are, they are destined to pass and you are destined to move on. Yes, big issues cause big loss and that can be unbearable. Still, you have no choice but to keep going on and do efforts to make the situations better. Perfection may not come initially, but why to struggle for that, no one is perfect in this world. Besides, the possibilities of improvement help you keep working for the betterment, which is necessary for the life to flow.
In place of getting depressed about your situation, try to invest your efforts in actual solutions. Scrutinise the circumstances and find out the blockage points. Take help from financial advisers to know the best possible way outs. Nothing can be impossible on money matters if you do the determined and focussed efforts. One day, the problems will be over and you can meet to the normality again.
Not every problem is your fault or failure
No matter how powerful we humans have become, we are still vulnerable to many situations. Financial circumstances are one of them. They are like natural calamities, which are never in your control. Yes, some predictions and precautions can be made but ultimate power lies in the hands of the conditions. Stop blaming yourself or feeling like a looser. Failure is not in losing something but in the dead desire to work for improvement. Accept yourself as a normal human being who can make mistakes or may get driven.
Get up again, plan again and start again. When despite the big problems you take even the smallest step towards betterment, positivity comes. It enters your mind, heart and then soul which keeps you charged and inspired to keep working for a brighter tomorrow. After all, world will become so boring if everything will be perfect. What can be left then for the people to work on? Try, try, try but don’t cry is the stimulating phrase that can help keep the zeal alive. Do not rush for things, do not do your daily routine tasks in haste, it increases stress. Make a routine and follow it with a calm mind at a slower pace.
You know what…
Money can be magnetic but do not let this magnet absorb the happiness from life. Work hard, give your best and leave the rest on destiny. This may sound philosophical but this is in fact a more practical approach to stay calm and stable in finances.