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How Umesh Agarwal Scaled a Credit Business to 7 Figures in One Year

Everyone has dreamed of making it big someday. Yet, throughout the course of life, only a few are proved to have the consistency, dedication, resilience, and an aspiration turned to a rock-solid goal that success requires. Umesh Agarwal, a founding member of Credit 101 LLC, an established entrepreneur, credit guru, and mentor, is no exception […]

Everyone has dreamed of making it big someday. Yet, throughout the course of life, only a few are proved to have the consistency, dedication, resilience, and an aspiration turned to a rock-solid goal that success requires. Umesh Agarwal, a founding member of Credit 101 LLC, an established entrepreneur, credit guru, and mentor, is no exception to the young thinkers who wandered through the idea of being your own boss and escaping the shackles of micromanagement. What separated him from the rest of the aspiring millionaires is how his ideas fueled his life to action.

Umesh studied Engineering in India and moved to Texas to complete his Masters. He flies back to India every year to visit his family. Each time, he would fly economy class, which isn’t so bad, yet for someone having an innate love for traveling, it led him to wonder how it would feel to fly in business class. This, along with him growing up with parents who are business owners themselves and knowing how it has helped his family with their finances, had him continuously pumped with the idea of starting his own business. He then made one of the biggest decisions he’s ever made: set aside his career and venture on the complex realm of entrepreneurship.

Leaving his job, unknowingly became Umesh’s first step towards his 7-figures business a year later. It didn’t all go smooth and easy at first, but after years of intense research to find the best rewards programs and applying for all the top tier travel cards while earning more miles and points, he started seeing results – a pretty large line of credit. From then, he continued to explore how he can wisely use his credit. 

Umesh openly shares his journey on Instagram, and it has significantly helped his business campaigns.

The Power of Instagram Community

In this technology-driven era, we may have stumbled upon countless influencers in different fields; We probably are following some and supporting the products or services they put out of their platform. Social media has become an integral part of businesses, and Umesh isn’t oblivious about it. In fact, it’s one of the tools he utilized to help his business succeed even more. His love for travel hacking, combined with his extensive knowledge of credit, has opened opportunities for Instagram-worthy photos. He started growing a following in his chosen niche. In turn, this led doors to open for him, and his business as more and more people found out about him and Credit 101.

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