There’s no doubt most Individuals agree that health care prices are out of tune and it’s nearly impossible to discover an alternative low-cost health insurance option. The reasons for this are various and, just like the gas price; we just have to cope with the premiums. This result has led thousands of Individuals to look at other ways to pay for healthcare premiums and one choice many have chosen is to share their medical bills.
You can share and save it! , health sharing vs. insurance
What? Share your medical charges? At first, it may look a little too private for some, but it has been an excellent place for many to afford health care for years. The idea is not recent and has been accessible for more than 10 years from many organizations. These medical sharing networks are not healthcare firms, sometimes referred to as a medical sharing community or a medical cost saving organization. They do work comparable to a health insurance company, however, but the premiums are much lower. So how are they providing coverage comparable to traditional insurance companies but with reduced premiums?
It mostly boils down to the lifestyles of the respondents.
Are you tired of paying for the other’s unhealthy lifestyles?
Think about how a typical wellness benefit scheme operates: there are a big amount of insured individuals, and their fitness and lifestyle decisions differ significantly. Some are very healthy and never smoke, drink or engage in dangerous behaviors, some don’t bring account of their safety at all and lead very risky lifestyles and everyone is in between. But they all have the same health care scheme, so they all distribute medical expenses. But believe if you were component of a health care scheme where everyone created a commitment not to create unhealthy diet decisions?
If We Choose a Healthy Lifestyle, We Will, for the most part, Have Less Health Care Costs If we could all be lucky enough to be in a health care plan where everyone agreed not to smoke, drink, do drugs, and not make risky lifestyle choices then, of course, our health insurance would be much cheaper. It happens in a culture of medical mixing, even effectively. How? Currently, all medical exchanging systems are religious-based and this is how they can deliver health care coverage comparable to traditional health insurance at a lower price because respondents decide not to participate in operations that they think conflicting with their faith because of their religion beliefs.
You might ask if this model can really be effective… Does everyone really obey the guidelines?
The sharing of medical bills can work!
Medical sharing societies have been very successful so far, which leads to the conclusion that overall the enrolled people have kept up with their end of the deal. This may be the solution for Individuals who are prepared for a new, and for some, a better way to compensate for their medical expenses. But, would this model operate outside a spiritual structure?
The Key is how to keep everyone honest it may not be a concept that will materialize in the near future, but there is no reason to believe that other organizations cannot replicate a comparable model of medical exchange. Labor unions and fraternal organizations would be excellent applicants for a comparable model. Since it seems as if the present Christian medical gathering systems are functioning so effectively because of their spiritual beliefs, the secret to a good non-religious medical society would be to find a manner to maintain medical sharing community participants going to maintain a healthy lifestyle.