“Always do what is right. Do not look for shortcuts. Do not give up on your dreams and always try to recognize God’s voice in anything you do. Always give back twice more than you could before. It’s pretty simple to keep the Golden Rule 1st. It applies to both your personal and professional lives.”
I had the pleasure of interviewing Aleksander R. Dyo is the Co-Founder of Token IQ Principal and Co-Founder of Profectus Financial and Profectus Wealth Management. He has been in the financial industry for over 14 years. In that time, he has studied and developed many creative strategies and has acquired an invaluable wealth of expertise in planning, finance and insurance. Aleksander is in the top 1% of more than 42,000 insurance and financial services professionals worldwide and is a member of the premier association “MDRT,” Top of the Table Million Dollar Round Table.
I’m a Registered Investment Adviser by trade, managing a little less than $300mil in insurance-based products, fixed yield, traditional and alternative investment portfolio. I have also personally invested in several fintech, hospitality, real estate projects. In early 2017 I got involved with blockchain/cryptocurrency space since that led to the founding of Token IQ.
a. Token IQ has to be one of the most interesting because in the last five years the financial markets have changed so much to keep pace with mobile wallets and alternate funding sources. As a founding member of a wealth management company I wanted to ensure that we were keeping pace with how money has been exchanged globally. Cryptocurrencies really just took off and now with so many investors getting into the market, it only makes sense for banks and merchants to start looking accepting digital currency as a form of payment especially with new regulations being put in place. That’s where Token IQ comes in, we help with the regulation of these transactions in the marketplace to ensure payments are made in namely in ICO’s.
a. I am thankful for many people along the way that have helped me. That includes family, friends, business partners, and team members. I don’t want to single anyone out because everyone has been valuable to me in some way or another. It’s all about positioning yourself with those who want you to get to the next level.
1) Innovation 2) Opportunity 3) Scalability 4) Momentum 5) Decentralization
a. There is still so much growth in blockchain and crypto that will help buyers and sellers both from service providers to products. Most blockchain services focus around an aptitude to make value easier to parse between parties/entities who wish to conduct business or exchange offerings. Because the nature of a blockchain’s ledger makes it virtually impossible to lie to another party, most of the solutions being engineered are quite broad as it relates to this, but are nonetheless groundbreaking.
1) Abuse of the opportunity by certain actors 2) Misconception of decentralization 3) Unknown territory for regulators 4) Possible blow up of ecosystem 5) Less than desired mass adoption
a. Why? It’s such a new opportunity and it only takes a few rotten apples to spoil the entire bunch and reputation of those of who interested in Fintech innovation. The purpose of Token IQ was create in direct response to opportunities that we feel would be threatened if these issues arise. We want to help regulate the market accordingly so that transactions are fair, legal, and equitable for all involved. One of the biggest factors for adoption relates to regulatory acceptance of blockchain as a legal and legitimate structure to build business on. This is actually where Token IQ shines as a nexus and launching pad for adoption. In a way, you could say that the fate of acceptance directly lies in the hands of companies like ours, who are scaffolding the entry gateways into doing business in this manner. Perhaps more impactful than that, however, is how quickly the current financial system degrades. We are in a race against the clock with a massive, global derivative bubble which has the potential to wreak havoc on the legacy money system. If it gets catastrophically compromised, SME’s will be compelled to quickly make the transition over, or fold entirely.
a. I’d definitely say through our work with Token IQ. We bring a sense of sanity and compliance to the world of crypto/blockchain capital market. Playing irreplaceable role of the bridge between a traditional world of financial market and innovative world of digitized assets.
a. Always do what is right. Do not look for shortcuts. Do not give up on your dreams and always try to recognize God’s voice in anything you do. Always give back twice more than you could before. It’s pretty simple to keep the Golden Rule 1st. It applies to both your personal and professional lives.
a. There are so many people that I respect and frankly too many to name without coming off disrespectful if I name a particular person. I’d just say many of the most successful and wealthiest in the financial and insurance companies are some of the leaders that I admire. We can all guess if we take a look at the Forbes 100 😊
Originally published at medium.com