It can be difficult to see all of the possibilities ahead of you, especially after reflecting on an entire year where you may have changed one or two outcomes. But, instead of dwelling on the past and any regrets you may have, start fresh in the new year (and even the new decade). After all, as the saying goes, “if opportunity doesn’t knock, build a door”!
Valuing a lifestyle of carpe diem is a great way to begin. Opening your mind to new people and opinions, creating new financial freedom for yourself or having a new outlook to see advantages versus complications are all viable options to take on in the upcoming year.
Read on to learn how you can create more opportunity for yourself in 2020:
Put Yourself Out There
Putting yourself out there and at risk of scrutiny and criticism can be hard at first, but if you’re looking for self-growth, this may be the best way to do it. Staying open to others and experiencing different things can help broaden your horizons and create a more accepting point of view.
Do something out of your comfort zone. Whether it’s volunteering to find deeper meaning, working a part time job to learn something new or joining a club that fuels your favorite pastime, the options are endless.
If you’re less inclined to seek out social interaction on your own, try using a networking app like MeetUp or check out the local events on your Facebook news feed. No matter your preference, you never know who you may get to know!
Have a Good Credit Score
While not all opportunities are reliant on money, having good credit certainly does help. So, exactly what factors comprise your credit score? Your credit score is based on a couple determinants, such as your debt-to-income ratio, your bill payment history and the type of credit on your account.
Your credit score is also heavily impacted by your bill history. If you pay all of your bills on time, you usually have nothing to worry about. But your credit score may tank if your bill history is delinquent. To ensure your financial portfolio maintains a wholesome balance, avoid serious payment issues like charge offs, collections, bankruptcy, repossession, tax liens or foreclosure.
Finally, the type of credit you obtain also affects your credit score. Your bank statement should accrue both revolving accounts and installment loans. When you have both types, you are perceived as a more trustworthy borrower since you are able to manage various types of credit. Acquiring different types of assets may also help boost your score.
This is vital as putting yourself in a thriving financial situation with a good credit score can provide more opportunity for your future endeavors. For example, a healthy credit score makes you more likely to be eligible for various loans over time. This is especially important if you want to borrow money to pay off high interest debt like credit card balances or wish to take out a loan that funds improvement projects to help finally make your dream home become a reality for you and your family.
Keep a Positive Attitude
Now, this doesn’t necessarily mean constantly running around town with a big smile on your face. Keeping a positive attitude means handling difficulty with stride and pushing onward in the face of adversity, despite how you may actually feel inside.
Studies show that a purposeful attitude can actually improve your chances at being successful. Many optimists are able to see the plentiful opportunities given a situation while pessimists tend to focus on the problems.
There are several ways that can help you support a beneficial outlook on life and create sustainable habits. If you’re struggling to find the best in life, try utilizing one of these several strategies:
- Start a gratitude journal – try using your own notebook or a guided book that prompts you to think deeper about what is meaningful to you
- Create a positive environment – cultivate your most treasured relationships and activities while cutting out others that foster toxicity or bad feelings
- Stay active – boost natural endorphins and help promote a favorable self image and inner confidence
- Focus on the good – instead of spending time and energy worrying about certain circumstances, concentrate on how this will benefit your growth or future
Whichever tip you choose to incorporate into your life, creating more opportunities can be a major game changer for 2020. Sometimes, putting yourself in the driver’s seat is exactly the type of push you need to accomplish your wildest aspirations!