Ravi Kumar

Head of Direct Bank


Ravi Kumar is senior vice president and head of CIT’s Direct Bank. In this role, he is responsible for the strategic direction and profitability of CIT’s Direct Bank and focuses on product innovation, pricing and digital experience. Ravi has led CIT’s Direct Bank in achieving double-digit retail deposit growth and leading interest expense and marketing expense efficiencies, while ensuring all activities are consistent with high standards of safety and soundness.

Prior to CIT, Kumar had a 25-year career serving several financial institutions in leadership roles including head of business, digital executive, and product, marketing and customer experience executive.

Kumar holds an MBA and a bachelor’s in engineering Otterbein University.

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