Marguerita M. Cheng is the Chief Executive Officer at Blue Ocean Global Wealth. Marguerita is a member of the CNBC FA Council and a contributor for Investopedia & Kiplinger. She is a CFP® professional, Chartered Retirement Planning Counselor®, a Retirement Income Certified Professional® and a Certified Divorce Financial Analyst®. As a Certified Financial Planner Board of Standards (CFP Board) Ambassador, Marguerita helps educate the public, policymakers, and media about the benefits of competent, ethical financial planning. She serves as a Women’s Initiative (WIN) Advocate and Diversity Advisory Group (DAG) for CFP Board. She served on the Financial Planning Association (FPA) National Board of Directors from 2013 – 2015 and is a past president of the Financial Planning Association of the National Capital Area (FPA NCA) In 2017, she was named the #3 Most Influential Financial Advisor in the Investopedia Top 100 and a Woman to Watch by InvestmentNews. Marguerita’s mantra is “So many people spend their health to gain wealth, and then have to spend their wealth to regain their health” (A.J. Reb Materi).